Afford Coverage - OneShare Health

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Health care costs in America are skyrocketing, and traditional options can be confusing—leaving you paying for services you don’t need, never knowing the final cost, or wondering what’s actually included.

Be part of a community that’s already shared over $250 million in medical expenses.

Two Programs - Nice and Simple

Each with a wide range of options—so you can find the perfect fit for your health care needs and budget.

Your questions, answered

Who is OneShare Health +

OneShare Health is a medical cost-sharing family that welcomes, invites, and unites those who agree with our core biblical principles relating to life, health, and caring for others, as evidenced in our shared Statement of Beliefs.

What if my doctor is not in the Provider Locator? +

Members are not required to use a network Provider, but you could end up with additional sharing responsibility if you choose an out-of-network Provider. Contact Member Support at (855) 699-1274 so we can help you avoid getting stuck with a balance bill from your out-of-network Provider.

How does health care sharing work? +

Medical cost-sharing describes the collective effort to pay Eligible medical bills. When you are a Member of a Health Care Sharing Ministry, your Monthly Contribution is used to share in other Members’ medical bills and vice versa.

Is OneShare Health ACA-excempt? +

Yes, our Members are eligible for an exemption from the ACA's individual mandate. OneShare Health shares the certification issued by the federal Department of Health and Human Services to its parent, OneShare International (d/b/a Anabaptist HealthShare). Effective January 1, 2019, that individual mandate is no longer enforced under federal law. You may wish to consult your legal advisor regarding any relevant individual mandates under state law.

Are OneShare Health programs available in my area? +

Most likely, though there are some limitations. OneShare Health Programs are available nationwide, excluding the residents of NM, WA, WI, MA, MD, VT, MT, PA, & FL. For a full list of our state notices, read our Disclosures & Disclaimers.

Is a health care sharing program right for me? +

With the constant rising costs of health insurance and the seeming decreases in medical coverage, people can find themselves desperately looking for a feasible option. How awesome would it be if there was a great health care program with an affordable monthly cost?

With affordable options tailored to fit your individual needs and designed to give you the freedom to choose your own doctor, OneShare Health Programs have become a popular option. Contact us today online to see why so many others have switched to a Health Care Sharing Program!

Is OneShare Health Christian health insurance? +

No. Christian health insurance does not exist.

Remember, OneShare Health is not health insurance. We are a Christian Health Care Sharing Ministry (HCSM), also known as a “medical cost-sharing ministry,” that facilitates the sharing of Eligible medical expenses for and through our Members.

Since there’s no such thing as Christian health insurance, you have the option of joining a traditional health insurance plan. Contrarily, OneShare Health is an ACA-exempt option for individuals and families facing the rising cost of health care! We even offer next-day Active Dates.

What is Health Care Sharing Ministry? +

Health Care Sharing Ministries are organizations that facilitate the sharing of health care costs among individual Members who have common ethical or religious beliefs.

Health Care Sharing Ministries must be non-profits with Section 501(c)(3) federal tax-exempt status.
Members of Health Care Sharing Ministries are exempt from the individual mandate requirement of the U.S. Patient Protection and Affordable Care Act ("ACA"). The individual shared responsibility provision ("individual mandate") of the ACA was repealed in December 2017, effective in 2019.
This means members of Health Care Sharing Ministries are not required to have insurance as outlined in the individual mandate of the ACA. However, you may wish to consult your legal advisor regarding any relevant individual mandates under state law.

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New to Health Share?

OneShare Health programs are not traditional insurance programs, they are health sharing programs that provide an affordable option to the rising costs of health care coverage.

Watch this quick video to see how OneShare Health makes

Clear and Predictable Pricing

CA LIC # 0M65608

Additional Features That Start Working Day One

Virtual Urgent Care (Telemedicine)
With Clever Health, managing everyday health is simple. As a OneShare Health Member, enjoy 24/7 access to board-certified providers year-round. Virtual Urgent Care (Telemedicine) is 100% Shared, and phone access is available if needed.

Virtual Primary Care
Take control of your health on the go, with Virtual Primary Care. Choose when and how to see your physician, whether for managing chronic conditions, routine checkups, or specialist referrals.

Mental Health & Wellness
Enjoy a range of services designed to support your mental well-being. Whether you’re looking for someone to talk to or need professional counseling, making it easy to find the care you need to feel like yourself again—all from the comfort of home.

Virtual Vet Care
Accessible 24/7, licensed Vets provide guidance on general questions, ongoing illnesses, and emergency support for your furry friends.

RX Valet
With RX Valet, find local pharmacies, get the lowest guaranteed price with Pre-Pay Select, or use convenient Home Delivery. RX Valet has an Acute Medication Program that provides 37 commonly prescribed drugs at no cost to you!

Wellcard Savings
Your WellCard Savings Card unlocks major discounts on essentials like Dental, Vision, and Prescriptions. Enjoy savings on entertainment, including Disney® theme parks, movies, hotels, rental cars, and more!

If you want access to classic healthcare services but don't want to break the bank, OneShare Health's Classic Program features will give you and your family access to sharing comprehensive medical services, such as primary care, preventative medicine, specialist visits, and much more—all for an affordable Monthly Contribution!

Afford Coverage website is owned and administered by AOSIS, CA LC# 0M65608.
OneShare Health, LLC is not an insurance company but a religious health care sharing ministry.
For our full disclosures, see www.onesharehealth.com/legal-notices for the most up to date state availability listing.
Afford Coverage and AOSIS do not collect any payment information or plan premiums.

OneShare Health’s Catastrophic Program is the ideal Health Care Sharing solution for individuals in good health who want affordable protection against life’s unexpected medical events. Designed for those with minimal medical needs, this Program offers peace of mind with access to essential services, 24/7 Virtual Urgent Care (Telemedicine), and affordable Monthly Contributions starting at just $65!